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November 26, 2024
Agency

Does Flood Insurance Cover My House and Car? 

Floods are among the most common and damaging natural disasters, often affecting thousands of U.S. homeowners and motorists every year. Given the inherent inevitability of these incidents and the potentially catastrophic financial ramifications, understanding various flood insurance options can make all the difference. So when considering what are likely two of your most valuable possessions, your […]
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September 26, 2024
Agency

The Importance of Keeping Your Commercial Auto Coverage Updated

Businesses adapt and change for numerous reasons. This may include adding new drivers, getting new vehicles or changing where vehicles are stored. When these changes happen, it’s vital to keep your commercial auto coverage updated. Whether you operate a small fleet or manage an extensive transportation network, updating your commercial auto insurance is critical for […]
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August 15, 2024
insurancegurusagency

Ways to Help Prevent Heat-related Workers’ Compensation Claims

Why do you need to provide ways to help prevent heat-related workers’ compensation claims? As a conscientious employer, safeguarding employees from harm is crucial. Outdoor work, especially during summer, presents challenges due to fluctuating weather conditions. Elevated temperatures during this season increase the risk of heat-related illnesses such as heat cramps, heat exhaustion and heat […]
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July 16, 2024
Agency

Does Insurance Cover Property in My Car?

Responsible vehicle ownership involves more than just meeting legal requirements. Auto insurance can offer peace of mind by potentially easing the financial burden resulting from unforeseen incidents while driving. However, there are specific limitations regarding personal property inside your car. Understanding the nuances of auto insurance is essential to making informed decisions about policy options. What […]
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May 29, 2024
insurancegurusagency

Can a Home Security System Impact Your Insurance Rates?

Although imagining burglaries, fires and other incidents in your home are unpleasant thoughts, accounting for these harrowing situations may be a necessary precaution. With this in mind, home security systems have become integral to many homeowners’ lives, providing peace of mind and protection for their property and families. Furthermore, these systems may also lead to […]
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October 3, 2023
Agency

Why You Should Work With an Independent Insurance Agency

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
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